A severe thunderstorm or several days of rain could result in a flood. A nor’easter or sub-tropical storm could also cause a flood on your industrial or commercial property. After the floodwaters have subsided, you will have a long list of things to do in order to get a restoration of your NYC Certificate to Operate. Follow these tips to facilitate the recovery process.
Have an Insurance and Structural Inspection
Floodwater may cause hidden damage. It can seep into a building’s wood or concrete, weakening them. It can also cause damage to steel-framed structures, underground storage tanks, above-ground storage tanks and utility lines. Be sure to arrange for utility inspections, structural inspections and remediation inspections through the appropriate providers and your insurance company.
Document the Cleanup and Repair
Throughout each step of the cleanup and repair process, keep all of the estimates, inspection results, re-inspection results and repair work details. You will need this for insurance and for city code enforcement. When you want to reopen your doors or get an update to your certificate to operate, you will need to have those records. Keep the records for tax purposes, since you may be able to claim them as a deduction in your operating expenses or property loss. Take photographs at every stage of the process.
Contact Your Insurer and FEMA
If your area was declared a disaster zone, you might be eligible for cleanup assistance through FEMA. Even if there was no disaster declared, your insurance company may be able to help make the process of cleaning up and getting your doors open again more efficient. Your insurer might have a list of pre-approved contractors to do the repairs and remediation work. Arrange for final inspections so that you can get your certificate to operate and get back to work.